Our Mission

First Port City Bank's mission is to be the premier bank in our community by delivering professional banking services at competitive prices while providing our shareholders a fair return on their investment.

Personal Banking

Call or visit one of our Customer Service Representatives and discuss your options :

REGULAR CONSUMER CHECKING

• $100.00 minimum to open
• 24 Hour balance availability with Telephone Banking
• Service charges waived for full time students (13 to 22 years of age) 
• Visa Check and Debit Cards Available

PRIME TIME CHECKING

• $100 minimum to open 
• Interest paid on balances of $250.00 or more
• Available to customers 50 and over
• 24 Hour balance availability with Telephone Banking
• No monthly maintenance fee
• Specialty checks complimentary
• No fee regular travelers checks
• Direct Deposit available
• Visa Check and ATM Debit Cards available
• Discounted Safe Deposit Box rental

NOW ACCOUNT

• $1,000.00 minimum to open
• Interest paid on balances of $1,000.00 or more
• 24 Hour balance available with Telephone Banking
• Visa Check and ATM Debit Cards available

MONEY MARKET SAVINGS ACCOUNT

• $2,500.00 minimum to open
• Interest paid on balances of $2,500.00 or more
• Interest rate is tied to Wall Street Journal Prime rate
• Unlimited in-person withdrawals, other restrictions apply

STATEMENT SAVINGS ACCOUNT

• $100.00 minimum to open
• Interest bearing
• Service charges waived for minors 0 - 17 years of age
• Quarterly statements

CHRISTMAS CLUB ACCOUNT

• $5.00 minimum to open
• Interest will be paid at maturity
• Open at your convenience anytime of the year 
• Matures November 5 annually

CERTIFICATES OF DEPOSIT

• Flexible Time Certificate terms are available from 7 days to 5 years
• Insured up to $100,000 by FDIC
• Minimum balances vary based on term
• Substantial penalties may apply for early withdrawal

INDIVIDUAL RETIREMENT ACCOUNTS

• $250.00 minimum deposit to open
• Roth, Education, SEP, Simple IRAs available in addition to traditional IRA's and Health Savings Accounts (HSA)
• Insured up to $250,000 by FDIC
• Variety of retirement options
• Terms are available from 1 year to 5 years
• Substantial penalties may apply for early withdrawal

OTHER SERVICES

• Internet Banking http://www.firstportpcity.com/ (No charge for Internet Banking and Bill Pay)
• Telephone Banking - 1-866-323-3664 (24 hour Balance Availability)
• 24 Hour ATM Banking - Two Locations
• Direct Deposit
• Night Depository
• ATM/Debit Card
• VISA Check Cards
• Travelers Checks
• Safe Deposit Box Rentals
• Savings Bonds
• Wire Transfers
• Official Checks
• Notary Public Service
• Treasury Tax & Loan (TT & L)
• Self Coin Counting Machine (Southside Branch)