Deposit Operations Specialist 1

First Port City Bank is seeking a dedicated and detail-oriented Deposit Operations Specialist to join our team. As a vital member of our Deposit Operations department, you will play a crucial role in ensuring the smooth and efficient functioning of our daily operations.

Position Summary:

The Deposit Operations Specialist will be responsible for the day-to-day processes within Deposit Operations, becoming proficient in primary and secondary assignments. The ideal candidate will adhere to and always exhibit the “Core Values” of First Port City Bank.

Primary Responsibilities:

  • Debit Card Reg E Disputes
  • Debit Card Exceptions Management
  • Cash Advance Daily Reconciliations
  • Check Return Daily Processing (Chargebacks)
  • IOTA/IOLTA Reporting and Remittance
  • Cross-training for department functions and tasks, including but not limited to Large Item Review, Large Dollar Return Notifications (LDRN)s, Mobile Deposit Review, Wire Transfers In/Out
  • Assist in compiling documentation for external audits and regulatory examinations
  • Stay in compliance with Bank policies and procedures
  • Offer creative input on ways to streamline operational tasks within Deposit Operations
  • May be assigned other duties as needed

Secondary Responsibilities:

  • Mobile Deposit Daily Review
  • Debit Card Fraud Daily Alert Management
  • Debit Card Report Daily Review and Processing
  • Overdraft Charge-off Monitoring, Correspondence and Reporting
  • CDARS/ICS Statements and Notices
  • Assist with the creation of Deposit Operations procedures and processes

Role Qualifications:

  • Education: High School Diploma
  • Experience: Minimum 2 years’ Banking experience; Deposit Operations experience preferred, but not required
  • Other Skills and Abilities: Well-rounded Banking knowledge, excellent written and verbal skills, computer proficiency (Microsoft Outlook, Word, and Excel), strong organizational skills, ability to meet deadlines, and ability to handle multiple tasks simultaneously.

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