With up to 4.00% APY*, Port City Rewards Interest Checking will have you doing the happy dance.
Key Features
-
Really High Interest
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ATM Withdrawal Fee Refunds*
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Digital Banking
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Debit Card
Details
- Free checking that pays high interest
- 4.00% APY* on balances up to $25,000
- 4.00% to 1.60% APY on balances over $25,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free digital banking, including:
- Online banking & bill pay
- Mobile banking with mobile deposit
- eStatements
- Free Visa® debit card
- $100 minimum deposit to open
It’s so easy to earn your rewards.
Enrollments must be in place and all of the following transactions and activities must post and settle during each Monthly Qualification Cycle:
- At least 10 debit card purchases
- Be enrolled in and agree to receive eStatements
Told you it was easy. Even if you don’t meet your qualifications during a cycle, don’t worry. Your account is still free, and you’ll still earn our base interest rate. Then you can get right back to earning your full rewards the very next month.
Port City Rewards Interest Checking - Account Information
This disclosure contains the rules that govern your deposit account as of March 25, 2024.
Port City Qualifications:
1. 10 PIN-Based or Signature-Based Debit Card Purchases Per Month
2. Enrolled in and Agree to Receive E-Statements
Rewards When Monthly Qualifications Are Met:
Daily balances up to and including $25,000.00 in your PC Rewards Account earn an interest rate of 3.93% resulting in an APY* of 4.00%; and daily balances over $25,000 earn an interest rate of 1.00% on the portion of the daily balance over $25,000.00, resulting in a range from 4.00% to 1.60% APY depending on the account’s daily balance.
Reimbursements up to an aggregate total of $25.00 for ATM withdrawal fees incurred within your account during that Monthly Qualification Cycle
*APY means Annual Percentage Yield
Rewards When Monthly Qualifications Are NOT Met:
The interest rate earned on the account’s entire daily balance will be 0.05%, resulting in an annual percentage yield of 0.05%.
ATM Withdrawal Fees are Not Refunded
*We Reserve The Right To Convert The Account To A Different Port City Account If The Account Holder Does Not Maintain An Active Port City Rewards Interest Checking or Does Not Agree To Receive E-Statements. Rates may change at any time, at our discretion.