Compare Our Accounts
Really High Interest
Port City Rewards Interest Checking
Learn MoreMonthly Rewards
- 4.00% APY* on balances up to $25,000
- 4.00% to 1.00% APY on balances over $25,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
Up to $25 monthly*
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Most Popular
Cash Back
Port City Rewards Checking
Learn MoreMonthly Rewards
- 2.50% cash back on debit card purchases*
- Cash back earned on up to $320 in purchases monthly
- Up to $96 cash back per year, $8 per month
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
Up to $25 monthly*
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
View All Accounts
Free Kasasa Cash Checking:
Port City Rewards Interest Checking - Account Information
This disclosure contains the rules that govern your deposit account as of March 25, 2024.
Port City Qualifications:
1. 10 PIN-Based or Signature-Based Debit Card Purchases Per Month
2. Enrolled in and Agree to Receive E-Statements
Rewards When Monthly Qualifications Are Met:
Daily balances up to and including $25,000.00 in your PC Rewards Account earn an interest rate of 3.93% resulting in an APY* of 4.00%; and daily balances over $25,000 earn an interest rate of 1.00% on the portion of the daily balance over $25,000.00, resulting in a range from 4.00% to 1.60% APY depending on the account’s daily balance.
Reimbursements up to an aggregate total of $25.00 for ATM withdrawal fees incurred within your account during that Monthly Qualification Cycle
*APY means Annual Percentage Yield
Rewards When Monthly Qualifications Are NOT Met:
The interest rate earned on the account’s entire daily balance will be 0.05%, resulting in an annual percentage yield of 0.05%.
ATM Withdrawal Fees are Not Refunded
*We Reserve The Right To Convert The Account To A Different Port City Account If The Account Holder Does Not Maintain An Active Port City Rewards Interest Checking or Does Not Agree To Receive E-Statements. Rates may change at any time, at our discretion.
Free Kasasa Cash Back Checking:
Port City Rewards Interest Checking - Account Information
This disclosure contains the rules that govern your deposit account as of March 25, 2024.
Port City Qualifications:
1. 10 PIN-Based or Signature-Based Debit Card Purchases Per Month
2. Enrolled in and Agree to Receive E-Statements
Rewards When Monthly Qualifications Are Met:
2.50% Cash Rewards up to a total of $320.00 Pin-Based or Signature-Based Debit Card Purchases up to a maximum of $8.00 per Monthly Qualification Cycle.
Reimbursements up to an aggregate total of $25.00 for ATM withdrawal fees incurred within your account during that Monthly Qualification Cycle
*APY means Annual Percentage Yield
Rewards When Monthly Qualifications Are NOT Met:
No Cash Rewards Payments are Made
ATM Withdrawal Fees are Not Refunded
*We Reserve The Right To Convert The Account To A Different Port City Account If The Account Holder Does Not Maintain An Active Port City Rewards Interest Checking or Does Not Agree To Receive E-Statements. Rates may change at any time, at our discretion.