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Take the guesswork out of saving with our CDs. You’ll earn a guaranteed rate over a set term.

Key Features

  • Fixed Interest Rates
  • Wide Range of Terms
  • No Setup or Maintenance Fees
  • Earn a guaranteed, fixed interest rate for the length of your term
  • Wide range of terms available (from 7 days to 5 years)
  • Provides more guaranty than other investments
  • No setup or maintenance fees
  • Early withdrawals subject to penalty1
  • FDIC coverage of at least $250,000
  • Minimum deposit to open varies based on term

To Get Started

Click the Apply Now button above or below. For faster service, speak to a representative at 229.246.6200 (GEORGIA) or 904-875-6177 (FLORIDA)

Certificate of Deposit (CD) Special

*APY means Annual Percentage Yield.  Rates are accurate as of the printing of this advertisement and may change at any time.   CD TERMS: Promotional APY applies to new certificates of deposit opened at First Port City Bank Branch. Required minimum deposit of $2,500.00 to open. The promotional offer is effective as of September 1, 2023, and is subject to change without notice. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings. 5.25% APY applies to 9 Month and13 Month CD term. This does not apply to public funds certificates of deposit. At maturity, the 9 Month CD term will renew to a 9 Month CD term at the prevailing rate and the 13 Month CD term will renew to a 13 Month CD term at the prevailing rate.   IRA TERMS: A traditional IRA provides potential tax relief today, while a Roth IRA has the potential for the most tax benefit at time of retirement. Subject to some minimal conditions. Certain exceptions apply, such as healthcare, purchasing first home, etc. Consult a tax advisor. Minimum opening deposit for IRA is $500.00. Account requirements are available on our website at Member FDIC. Equal Housing Lender.

1Early withdrawal will result in the forfeiture of interest based on your term.

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