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APY = Annual Percentage Yield. Rates effective as of March 25, 2024. Fees may reduce earnings.

Port City Rewards Interest Checking* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $25,000 $100 3.9285% 4.00%
$25,000+ $100 0.9954% 4.00% to 1.00%
All balances if qualifications not met $100 0.05% 0.05%

Port City Rewards Interest Checking - Account Information

This disclosure contains the rules that govern your deposit account as of March 25, 2024.

Port City Qualifications:

1. 10 PIN-Based or Signature-Based Debit Card Purchases Per Month
2. Enrolled in and Agree to Receive E-Statements
 
Rewards When Monthly Qualifications Are Met:
 
Daily balances up to and including $25,000.00 in your PC Rewards Account earn an interest rate of 3.93% resulting in an APY* of 4.00%; and daily balances over $25,000 earn an interest rate of 1.00% on the portion of the daily balance over $25,000.00, resulting in a range from 4.00% to 1.60% APY depending on the account’s daily balance.
 
Reimbursements up to an aggregate total of $25.00 for ATM withdrawal fees incurred within your account during that Monthly Qualification Cycle

*APY means Annual Percentage Yield

Rewards When Monthly Qualifications Are NOT Met:

The interest rate earned on the account’s entire daily balance will be 0.05%, resulting in an annual percentage yield of 0.05%.
 
ATM Withdrawal Fees are Not Refunded
 
*We Reserve The Right To Convert The Account To A Different Port City Account If The Account Holder Does Not Maintain An Active Port City Rewards Interest Checking or Does Not Agree To Receive E-Statements. Rates may change at any time, at our discretion.

Port City Savings* Learn More

Balance Minimum Opening Deposit Rate APY
0 - $50,000 $100 1.00% 1.00%
$50,000+ $100 1.00% 1.00%
All balances if qualifications not met $100 1.00% 1.00%

Port City Savings - Account Information

This disclosure contains the rules that govern your deposit account as of March 25, 2024.

Port City Savings Qualifications:

1. Maintain a Port City Rewards Interest Checking or Port City Rewards Checking Account
2. Enrolled in and Agree to Receive E-Statements
Rewards When Monthly Qualifications Are Met:
 
Daily Balances in your Port City Savings earn an interest rate of 1.00% resulting in an APY* of 1.00%. 
 
*APY means Annual Percentage Yield

Rewards When Monthly Qualifications Are NOT Met:

Interest Rate earned on the Account’s entire Daily Balance will be 1.00% resulting in an Annual Percentage Yield of 1.00% 
 
*We Reserve The Right To Convert The Account To A Different Savings Account If The Account Holder Does Not Maintain An Active Port City Rewards Interest Checking or Port City Rewards Checking Account or Does Not Agree To Receive E-Statements. Rates may change at any time, at our discretion.

 

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