Meet The Team

Bank Leadership Team

Scott Ewing

President

Chief Executive Officer

NMLS # 796208

Durand Childers

Executive Vice President

Florida Division President

NMLS # 1819194

Marvalynn Carroll

Executive Vice President

Chief Financial Officer

Chief Risk Officer

Tim Ayers

Senior Vice President

Chief Strategy Officer

Scott Curtis

Senior Vice President

Chief Operations Officer

Nancy Jernigan

Executive Vice President

Seminole County President

NMLS # 493914

Bank Operations

Scott Curtis

Senior Vice President

Chief Operations Officer

Carol Cason

Senior Vice President

Director of Retail Banking

Fernandina Beach Florida Branch Manager

904-557-9355

Michael Brooks

Senior Vice President

Chief Marketing Officer

Lea Scott

Vice President

Compliance Officer

Beth Boles

Vice President

Deposit Operations Manager

Bree Maxwell

Vice President

Loan Operations Manager

NMLS # 1527117

Brian Smith

Vice President

Technology Director

Stacy Warren

Assistant Vice President

Corporate Secretary & Human Resources

Wil Giannars

Vice President

Senior Credit Officer

Mortgage Lenders

Anita Rabon

Home Mortgage Lender / Manager

NMLS# 1554785

Commercial Lenders

Carol Cason

Senior Vice President

Director of Retail Banking

Fernandina Beach Florida Branch Manager

904-557-9355

Anita Rabon

Home Mortgage Lender / Manager

NMLS# 1554785

Mark Sobolewski

Senior Vice President

Commercial Lending Manager 

Florida Division

Antoinette Ferry

Vice President

SBA / Commercial Loan Officer

NMLS #688432

Kyle Staples

Vice President

Commercial Loan Officer

NMLS #1803597

Dave Fain

Vice President

Commercial Loan Officer

NMLS # 805047

Boone Kennedy

Assistant Vice President

Lender

NMLS # 1882057

Chandler Ray

Assistant Vice President

Lender

NMLS #1252751

Wanda Thomas

Vice President

Loan Officer

NMLS # 413255

Sonya Robbins

Assistant Vice President

Yulee Florida Branch Manager

NMLS # 2124450

904-875-6177

SBA/USDA Lenders

Mark Sobolewski

Senior Vice President

Commercial Lending Manager 

Florida Division

Antoinette Ferry

Vice President

SBA / Commercial Loan Officer

NMLS #688432

John McClure

Senior Vice President & Managing Director

Government Guaranteed Lending

Rich Duncan

Vice President

SBA / USDA Loan Officer

Azhar Farooqui

Vice President

SBA Loan Officer

Retail Branch Operations

Carol Cason

Senior Vice President

Director of Retail Banking

Fernandina Beach Florida Branch Manager

904-557-9355

Kayla Williams

Assistant Vice President

Main – Branch Manager

229-246-6200

Elva McNair

Assistant Vice President

Southside Branch Manager

229-246-6200

Sonya Robbins

Assistant Vice President

Yulee Florida Branch Manager

NMLS # 2124450

904-875-6177

LaToya Fennell

Assistant Vice President

Donalsonville – Branch Manager

229-524-1106

Board of Directors

Major H. (Hal) Brannen, Jr. (Chairman)

Scott Ewing – President/Chief Executive Officer

William R. Burke (Vice Chairman)

Marvalynn W. Carroll – EVP/Chief Financial Officer

Robert Cohen, III

Durand Childers – EVP/Florida Division President

B. Thomas Conger, Jr.

Perry Clements, III

Thomas H. Dollar, II

Bill K. Reynolds

Jerry D. Sharber

Brad Thompson

Don Whaley

Maggie Smith

Jackson Dodd

John Buckhaulter

Director Emeritus

Harold S. Coppinger

Ted C. Martin

Joe Higdon

Charles R. Rozier

Dr. Jack H. Leverett

Henry Metcalf