Commercial Real Estate

The right space can help your business reach new heights. Talk to us about financing your commercial property.

  • Competitive rates for the purchase, refinance, or construction of commercial properties
  • Available for owner-occupied properties
  • Flexible terms customized to fit your business's unique needs
  • Lending professionals with working knowledge of the local real estate market
  • Fast decision-making and processing from locals you can trust
  • Professional, attentive service
Equipment Loans

Equipment can make or break a business. Ensure yours is up to date at an affordable rate.

  • Competitive rates for the purchase of new or used equipment
  • Flexible terms customized to fit your business's unique needs
  • Meet needs without cutting into working capital or savings
  • Stay ahead of the competition
  • Avoid lapsed periods in production and outdated equipment
  • Fast decision-making and processing from locals you can trust
  • Professional, attentive service
Business Line of Credit

Improve your earnings without risking any of your company’s cash assets. Simply pick your term to earn a guaranteed rate.

  • Competitive rates for a wide range of long-term or seasonal business needs: Seasonal fluctuations and Inventory and Capitalize on trade discounts and Working capital and Ongoing updates and more
  • Provides greater financial flexibility
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds are easily accessible via automatic account transfers and in-person withdrawals
  • Fast decision-making and processing from locals you can trust
  • Professional, attentive service
Business Term Loans

Getting to know your business is part of our lending process. Tell us your story, and let’s see how we can help.

  • Competitive rates for a wide range of business expenses: Working capital and Equipment and Machinery and Inventory and Facility and improvements and more
  • Flexible terms customized to fit your business's unique needs
  • Fast decision-making and processing from locals you can trust
  • Professional, attentive service
Agricultural Loans

Farmers like you are the lifeblood of our communities. Finance your agribusiness affordably with our help.

  • Competitive rates for a wide range of agribusiness-related needs: Working capital and Equipment and Livestock and Crops and Inventory and Vehicles and Farmland and more
  • Flexible terms customized to fit your operation's unique needs
  • Lenders experienced in local agricultural standards
  • Fast decision-making and processing from locals you can trust
  • Professional, attentive service
Small Business Administration (SBA) Loans

We’re here to help small businesses thrive — from mom and pops to tech start-ups (and everything in between).

  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Competitive rates for a wide range of business needs: Commercial Real Estate and Construction and Business Acquisition or Expansion and Equipment and Inventory and Working Capital and more
  • A wide range of lending options are available
  • Generally lower down payments and extended terms
  • Fast decision-making and processing from locals you can trust
  • Professional, attentive service

Commercial Lenders & Government Guarantee Lenders (SBA/USDA)

Checking Accounts
Savings, Money Market & CDs
Online & Mobile Banking
Credit Cards
Mortgage & Loans
Safe Deposit Boxes

Business Loan Lenders

Our team of experts is dedicated to finding the right solution for you, providing the capital you need to fuel your growth and reach new heights.

Mark Sobolewski

Senior Vice President

Florida Commercial Lending Manager 

904-206-9353

 

Antoinette Ferry

Vice President

SBA / Commercial Loan Officer

904-557-9346

NMLS #688432

Kyle Staples

Vice President

Commercial Loan Officer

229-248-3664

NMLS #1803597

Dave Fain

Vice President

Commercial Loan Officer

229-442-6048

NMLS # 805047

Boone Kennedy

Assistant Vice President

Lender

229-248-3668

NMLS # 1882057

Chandler Ray

Assistant Vice President

Lender

229-248-3692

NMLS #1252751

Wanda Thomas

Vice President

Loan Officer

229-248-3703

NMLS # 413255

John McClure

Senior Vice President & Managing Director

Government Guaranteed Lending

Rich Duncan

Vice President

SBA / USDA Loan Officer

850-445-5215

Azhar Farooqui

Vice President

SBA Loan Officer

404-445-5215

 

Customer Testimonial

Ellianos Coffee

Ellianos Coffee is a double-sided drive-thru coffee shop offering espresso beverages, latte freezers, smoothies, coffee, breakfast, and more! Ellianos Coffee Company has become a dominant brand in the Southeast United States. Even in the early stages, Ellianos achieved brand awareness in its market and thousands of loyal customers.

Need Help?

Our personal, local bankers are here to help guide you in choosing the best products to fit your goals and plans.

BUSINESS

Business Savings Accounts

Small Business Banking Made For You. Our Services are built for you no matter where you are in life.

Disclaimer

All loans are subject to credit approval. All rates are based on an evaluation of the individual credit history. Terms are subject to conditions and verification restrictions may apply. All First Port City Bank programs, rates, terms and conditions are subject to change at any time without prior notice.

All new accounts are subject to approval.