SBA 7(a) Loan

Whether you’re buying a business or expanding your present one, an SBA 7(a) loan is a smart option. For-profit business owners who need funds to expand, purchase another business or manage cash flow.

    SBA 504 Loan

    Owners of for-profit businesses planning to expand business through acquisition and/or renovation of land, buildings, and equipment.

      USDA Loan

      A USDA loan (also called a Rural Development Loan), may be the best option for individuals, corporations and other for-profit and nonprofit entities in designated rural communities. If your business is located in a rural community, you may qualify for special financing. The USDA provides guarantees of up to 80 percent of a loan made by a commercial lender.

        SBA/USDA Lenders

        Mark Sobolewski

        Senior Vice President

        Florida Commercial Lending Manager 



        Antoinette Ferry

        Vice President

        SBA / Commercial Loan Officer


        NMLS #688432

        Rich Duncan

        Vice President

        SBA / USDA Loan Officer


        Azhar Farooqui

        Vice President

        SBA Loan Officer



        Our Business Accounts Include

        Checking Accounts
        Savings, Money Market & CDs
        Online & Mobile Banking
        Credit Cards
        Mortgage & Loans
        Safe Deposit Boxes

        Key features and benefits of SBA loans offered by First Port City Bank

        Flexible Loan Amounts: SBA loans through First Port City Bank typically range from a few thousand dollars to several million, depending on the specific needs of the business.

        Longer Repayment Terms: SBA loans often come with longer repayment terms compared to conventional loans, which can help lower monthly payments and improve cash flow for small businesses.

        Lower Down Payments: SBA loans typically require lower down payments compared to conventional loans, making them more accessible to small businesses with limited capital.

        Competitive Interest Rates: First Port City Bank offers competitive interest rates on SBA loans, helping small businesses save on borrowing costs.

        Use of Funds: SBA loans can be used for a variety of purposes, including working capital, purchasing equipment or real estate, refinancing debt, and more.

        Streamlined Application Process: While SBA loans may have more paperwork than conventional loans, First Port City Bank aims to streamline the application process to make it as smooth and efficient as possible for small business owners.

        Personalized Service: First Port City Bank prides itself on providing personalized service and support to small business owners throughout the loan application and approval process.

        Overall, SBA loans from First Port City Bank can be a valuable financing option for small businesses looking to start, grow, or sustain their operations. However, it's important for business owners to carefully review the terms and conditions of any loan offer and consider consulting with a financial advisor or accountant to ensure it aligns with their business goals and financial situation.

        Customer Testimonial

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