What Financing Product Are You Looking For?

We believe that when small businesses thrive, communities flourish. That's why we offer a diverse range of financing options tailored to meet your unique needs.

Personal Loans

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Commercial Real Estate Loans

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Equipment Loans

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Business Lines of Credit

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Agricultural Loans

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SBA/USDA Loans

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Current Offers & Promotions

4.00% APY Checking

Checking Accounts

1.oo% APY Savings

Savings Accounts

Need A Business Loan?

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Commercial Lenders

Our team of experts is dedicated to finding the right solution for you, providing the capital you need to fuel your growth and reach new heights.

Carol Cason

Senior Vice President

Fernandina Beach Florida Branch Manager

904-875-6176

NMLS #417354

 

Mark Sobolewski

Senior Vice President

Florida Commercial Lending Manager 

904-206-9353

 

Antoinette Ferry

Vice President

SBA / Commercial Loan Officer

904-557-9346

NMLS #688432

Kyle Staples

Vice President

Commercial Loan Officer

229-248-3664

NMLS #1803597

Dave Fain

Vice President

Commercial Loan Officer

229-442-6048

NMLS # 805047

Boone Kennedy

Assistant Vice President

Lender

229-248-3668

NMLS # 1882057

Chandler Ray

Assistant Vice President

Lender

229-248-3692

NMLS #1252751

Wanda Thomas

Vice President

Loan Officer

229-248-3703

NMLS # 413255

Sonya Robbins

Assistant Vice President

Yulee Florida Branch Manager

904-875-6178

NMLS # 2124450

Chason Forehand

Vice President

Commercial Loan Officer

904-557-9346

NMLS #688432

SBA/USDA Lenders

Mark Sobolewski

Senior Vice President

Florida Commercial Lending Manager 

904-206-9353

 

Antoinette Ferry

Vice President

SBA / Commercial Loan Officer

904-557-9346

NMLS #688432

Azhar Farooqui

Vice President

SBA Loan Officer

404-445-5215

 

BUSINESS

Small business banking that fits your life.

When we opened our doors, our leadership felt it was important that First Port City be led by friends and neighbours. That's our foundation. Over the years, these values have led us to want to help and get involved more and more.

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What Customers Are Saying About Our Lending Process

We Didn’t Know What We Needed For Financing. The Bank Staff Are So Kind And Genuine…We Were Blown Away With That And Did Not Expect That… It Made Sense for Us To Partner With A Bank That Focuses on Relationships with People And Helping People Out…”

byKGD Produce

“We had the advantage of having one-on-one personal contact with First Port City Bank when working on our SBA Loan and when we called them, we didn’t get an automated teller or call center. There is always a genuine person on the other side of the line.”

byNationcraft

“First Port City Bank Walked Us Through The Loan Process, They Offered What Other Banks Wouldn’t And They Treated Us More Like Family…”

byEllianos Coffee

Financial Resources

Know Your Net Worth

You’ve heard the term net worth, but you’re not sure what it really means, or how it applies to your financial standing.

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Refinancing Loans

Essentially, refinancing replaces an old loan with a new one with terms that are better for your situation.

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Using Credit

The type of credit you use and the specifics of the agreement will determine how much interest you’ll have to pay.

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Loan Affordability Calculator

Enter a preferred monthly payment, your down payment, the loan term you want, and the interest rate you hope to get.

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Financial Wellness Assessment

The Financial Wellness Assessment lets you take a step back, analyze your spending, budgeting, and saving habits.

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Disclaimer

All loans are subject to credit approval. All rates are based on an evaluation of the individual credit history. Terms are subject to conditions and verification restrictions may apply. All First Port City Bank programs, rates, terms and conditions are subject to change at any time without prior notice.

All new accounts are subject to approval.