Smart Business Checking

Give your small business or non-profit the flexibility it needs to grow with 75 free transactions every month.

  • Ideal for businesses with lower transaction volumes
  • Avoid the $8 monthly service charge by maintaining a $2,000 minimum daily balance
  • No monthly service charge for non-profit organizations
  • Unlimited check writing (with no per check charges) if $2,000 minimum balance is maintained
  • 75 free debit transactions per month; $0.20 per transaction in excess thereafter
  • Online banking available through our cash management services
  • Additional business services available
  • Free Visa® Small Business Debit Card
  • $100 minimum deposit to open
Commercial Checking

Take your business to the big leagues with unlimited monthly transactions and ‘round-the-clock online account management

  • Ideal for businesses with higher transaction volumes
  • Unlimited monthly transactions available at low, per-item fees
  • Account is on an analysis basis; fees and monthly service charge based on balance and services rendered
  • Receive an earnings credit to offset or minimize monthly fees incurred
  • Online banking available through our cash management services
  • Additional business services available
  • Free Visa® Small Business Debit Card
  • $100 minimum deposit to open

Our Business Accounts Include

Customer Testimonial

KGD Produce

KGD Produce is run by Kelsey Harrell and Delaney Mueller. It is a year-round market expansion from KC and the Produce Stand. We offer produce, meats, cheese, milk, eggs, and several Georgia Grown products. When you buy from KGD, you aren’t just supporting our dream. You are also supporting local Georgia farms and businesses.

Still Need Help Deciding?

Our personal, local bankers are here to help guide you in choosing the best products to fit your goals and plans.

BUSINESS

Business Savings Accounts

Whether you're a small startup or an established enterprise, we offer a range of business checking solutions tailored to meet your specific requirements.