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We’re here to help small businesses thrive — from mom and pops to tech start-ups (and everything in between).

Key Features

  • Competitive Rates
  • Customized Terms
  • Local Decision-Making
  • Dependable Service

To Go To Our SBA Division Exclusive website, please click

Available for start-up businesses, as well as purchasing and refinancing existing businesses

  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Competitive rates for a wide range of business needs:
    • Commercial Real Estate
    • Construction
    • Business Acquisition or Expansion
    • Equipment
    • Inventory
    • Working Capital
    • And more
  • A wide range of lending options are available
  • Generally lower down payments and extended terms
  • Fast decision-making and processing from locals you can trust
  • Professional, attentive service

SBS Preferred Lender Status

First Port City Bank Earns Preferred Lender Status From Small Business Administration (SBA) ), the highest bank designation reserved for top-tier lenders. The Preferred Lender status provides First Port City Bank with the authority to process, close, service, and liquidate most SBA-guaranteed loans without prior review to provide faster financing to the small business community. All loans are subject to credit approval. 




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