Port City Interest Checking
  • Free checking that pays you back
  • 4.00% APY* on balances up to $25,000
  • 4.00% to 1.60% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking
  • Free Visa® Debit or ATM card
  • $100 minimum deposit to open

It’s so easy to earn your rewards.

Enrollments must be in place and all of the following transactions and activities must post and settle during each Monthly Qualification Cycle:
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements
Told you it was easy. Even if you don’t meet your qualifications during a cycle, don’t worry. Your account is still free, and you’ll still earn our base interest rate. Then you can get right back to earning your full rewards the very next month.
More Info
Personal Rewards Checking
  • Free Checking that pays you cash back
  • 2.50% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $320 in purchases monthly
  • Earn up to $96 cash back per year, $8 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking
  • Free Visa® Debit or ATM card
  • $100 minimum deposit to open

It’s so easy to earn your rewards.

Enrollments must be in place and all of the following transactions and activities must post and settle during each Monthly Qualification Cycle:

  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements

Simple. Even if you don’t meet your qualifications during a cycle, don’t worry. Your account is still free, and you can get right back to earning your full rewards the very next month.

More Info
Port City Checking
  • Basic checking ideal for account holders with a mid-size balance
  • Avoid the $6 monthly service charge by maintaining a $500 minimum daily balance during the statement cycle
  • Free digital banking
  • Free Visa® Debit or ATM card
  • $100 minimum deposit to open
More Info

Our Checking Accounts Include

Visa® Debit Card
Online Banking
Mobile Banking
Digital Payments
e-Statements
Telephone Banking

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PERSONAL

Personal Savings Accounts.

When we opened our doors, our leadership felt it was important that First Port City be led by friends and neighbours. That's our foundation. Over the years, these values have led us to want to help and get involved more and more.

Browse Savings Accounts
Port City Rewards Interest Checking Disclosure:

Port City Qualifications:
1. 10 PIN-Based or Signature-Based Debit Card Purchases Per Month
2. Enrolled in and Agree to Receive E-Statements

Rewards When Monthly Qualifications Are Met:

Daily balances up to and including $25,000.00 in your PC Rewards Account earn an interest rate of 3.93% resulting in an APY* of 4.00%; and daily balances over $25,000 earn an interest rate of 1.00% on the portion of the daily balance over $25,000.00, resulting in a range from 4.00% to 1.60% APY depending on the account’s daily balance.

Reimbursements up to an aggregate total of $25.00 for ATM withdrawal fees incurred within your account during that Monthly Qualification Cycle

When Monthly Qualifications Are NOT Met:
The interest rate earned on the account’s entire daily balance will be 0.05%, resulting in an annual percentage yield of 0.05%.

ATM withdrawal fees are not refunded.

Port City Rewards Checking Disclosure:

Port City Qualifications:
1. 10 PIN-Based or Signature-Based Debit Card Purchases Per Month
2. Enrolled in and Agree to Receive E-Statements

Rewards When Monthly Qualifications Are Met:

2.50% Cash Rewards up to a total of $320.00 Pin-Based or Signature-Based Debit Card Purchases up to a maximum of $8.00 per Monthly Qualification Cycle.

Reimbursements up to an aggregate total of $25.00 for ATM withdrawal fees incurred within your account during that Monthly Qualification Cycle

When Monthly Qualifications Are NOT Met:

No Cash Rewards Payments are Made

ATM Withdrawal Fees are Not Refunded

Port City Checking Disclosure:Minimum Balance Requirements You must deposit at least $100 to open this account. A service charge of $6.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the statement cycle.

*Rates may change at any time, at our discretion.

ATM Withdrawal Fees are Not Refunded

*We Reserve The Right To Convert The Account To A Different Port City Account. If The Account Holder Does Not Maintain An Active Port City Rewards Interest Checking or Does Not Agree To Receive E-Statements. Rates may change at any time, at our discretion.

These disclosures contain the rules that govern your deposit account as of March 25, 2024.

1APY means Annual Percentage Yield